https://safirsoft.com With Apple Pay Later, Apple may hit PayPal again

Apple plans to offer another way to get loans for iPhone users.

According to a new report in Bloomberg, Apple will continue to develop beyond traditional technology projects with a new feature that the company bears the title "Apple will pay later."

Read more Apple Card is now available to all US iPhone owners, add new rewards to your Apple Pay later, users who retail or shop online with Apple Pay, have the option to pay over time and not in full . Advanced users will not need Apple Card (the credit card service that the company recently launched) to use Apple Pay later, according to the report.

Apple offers two payment options. One of them is called “Apple Monthly Installments” and it allows you to pay off the loan with interest for a long time in monthly installments. Another feature, internally called "Apple Pay in 4", allows users to pay for a purchase in four interest-free payments every two weeks.

Customers can terminate their payment plans by paying the full amount. , says the report.

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Bloomberg's sources did not share Apple's interest rate, and did not say whether all or only some of the users applying for the service would be approved. The sources said that users apply through the Wallet app on their iPhones and to do so, they must share a copy of their ID. They also said that a credit check would not be involved in the process.

This new product may seem strange to Apple, but in fact it relates to a number of the company's efforts to enter the market. The world of consumer financial products. One of the most notable among these is the Apple Card, which is a contactless digital credit card.

In addition, many competing technology companies already own and use products similar to Apple Pay Later.

Over the past several years, Apple has tried to slow iPhone sales by introducing new services that extend the life of its customers. iPhone sales were said to have skyrocketed with the launch of the iPhone 12 late last year.

Apple CEO Tim Cook has repeatedly used the company's services (Apple Card, iCloud, Apple Music) and wearable devices (Apple and AirPods) to serve as a pioneer for the company's growth for the foreseeable future. Look.

With Apple Pay Later, Apple may hit PayPal again
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